{"product_id":"the-retirement-paradox-paperback","title":"The Retirement Paradox - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eRay Offenburger\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eMost people spend decades doing everything right: maxing out their 401(k), living below their means, and building a substantial nest egg. So why, once they finally reach retirement, do so many of them feel anxious instead of confident?\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eIn \u003cem\u003eThe Retirement Paradox, \u003c\/em\u003eCertified Financial Planner Ray Offenburger reveals why the very habits that make someone a great saver can become the biggest obstacles to actually enjoying retirement. Drawing on years of working with retirees who hit their savings goals but still couldn't bring themselves to spend, Ray walks through the ten traps that quietly sabotage even the most disciplined savers: playing it too safe with their money, freezing up over \"just in case\" scenarios, getting blindsided by taxes, scattering accounts across too many institutions, leaving Social Security money on the table, and more.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThis isn't a book about chasing higher returns or finding the next hot investment. It's about something most retirement planning ignores entirely: the difference between having money and knowing how to actually use it. Ray's philosophy is simple. Real retirement security means having the financial confidence to sleep well at night and a reason to wake up in the morning, and most advisors only address the first half of that equation.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThrough real client stories and practical, no-nonsense guidance, Ray shows readers how to identify which of these traps might be holding them back, coordinate the moving pieces of their financial life, and build a retirement that supports the life they actually want to live, not just a number in an account.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eIf you've done everything \"right\" financially and still feel like something's missing, this book will help you understand why, and what to do about it.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 196\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.42 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e June 30, 2026\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":71434106700029,"sku":"9798950583148","price":18.5,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/3414\/0157\/files\/pLjx4mr5559798950583148.webp?v=1790790715","url":"https:\/\/booktolia.com\/products\/the-retirement-paradox-paperback","provider":"booktolia","version":"1.0","type":"link"}